Still paying too much in credit card interest?
Simplify your payments with a Debt Consolidation Loan.
Now through 2/28/26, Get .25% off an Approved Rate*
- Rates as low as 8.75% APR*
- Borrow up to $50,000
- Up to 5-year terms
- Fast, same day decisions
- .25% off an approved rate.
*APR = Annual Percentage Rate. Maximum APR: 18%. The minimum loan term is 6 months. The maximum loan term is 60 months. Not all applicants will qualify, subject to credit approval. Additional terms & conditions may apply. The actual rate may vary based on credit worthiness and term. Rates, terms, and conditions are subject to change. The .25% discount applies to only approved loans specifically for debt consolidation and is applicable on applications received through 2/28/2026 at 12:00 a.m. Payment example: $15,000.00 borrowed for a 5 - year term at an APR of 8.75% = 60 Monthly Payments of $309.56. Ridgedale Federal Credit Union membership and a minimum balance of $100 is required to apply for a loan. All documents must be accepted by the Lending Department for same day decision.
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