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Our Visa Credit Card is already as low as 9.9% APR*! There is no need to wait for laws to be passed for a fair interest rate on your credit card.

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Online Home Equity Loan Application

Thank you for choosing Ridgedale FCU for your loan needs. You can apply for a Home Equity loan or a Home Equity Line of Credit via this secure loan application. Once received, one of our experienced loan officers will process your application. You will receive a confirmation email upon submitting your application.

Available on primary residences in NJ, NY, PA, DE, MD, VA, SC, FL and CA.

* Required Fields
Are you a current Ridgedale FCU Member?
If you are a non-member of Ridgedale FCU, please upload a copy of a valid ID below
If HELOC is selected, please read the Home Equity Line of Credit Booklet
Credit Type:
If joint, complete Co-Applicant section also.