Certificate Special: 4.01% APY*

  11  Months

  Minimum $2,500 New Money 

  Over $100,000 Call for Special Rate  

  To open your Certificate:

              Call us at 973-947-1000 Option #3

                              Come by our branch

                 Click below to open your Certificate

         New Member          Current Member

                                                                                                                    learn more about the many benefits RFCU has to offer               

*Share certificates promotion of 4.01% APY requires a minimum of $2,500.00 new money for 11 months. APY= AnnualPercentage Yield. APY is accurate as  of 2/28/2026. 3-month loss of dividends for early withdrawal. Fees may reduce earnings on the account. Offer ends April 30, 2026. Promotion may be withdrawn at any time. Membership is required to open a share certificate. A valid government issued ID, proof of address and a $5.00 deposit are required for membership.