RFCU Blog

Thoughtful Mother's Day gifts when broke or on a budget include personalized, low-cost DIY items and experiences like handmade cards, homemade meals, a custom coupon book, or a curated playlist. 

You can save money when shopping at warehouse club stores and make the most of your purchases!

Financial wellness isn’t about making big, dramatic changes. It’s the result of small, consistent habits that build confidence, stability, and long-term peace of mind. At Ridgedale FCU, we believe every member deserves a path toward financial wellbeing—and that path often starts with simple, everyday steps.

Setting financial goals is one of the most important steps toward achieving financial stability and long-term success. Whether you want to pay off debt, save for a home, or build an emergency fund, having clear goals—and the right tools—can make all the difference. The good news? You don’t need to spend money to start planning. Here are free resources that can help you set and achieve your financial goals in 2026.

We are excited to participate in America Saves Week and Financial Literacy Month this April to support your savings journey. 

Shopping smarter doesn’t mean shopping less—it means making informed choices that stretch your hard-earned money further. With the right price comparison and savings apps, you can quickly find the best deals, avoid overpaying, and stay on budget.

Selling or simply sprucing up, here’s how to get your home spring ready.

 If you believe you have become a victim of identity theft, it's essential to take immediate action to mitigate the damage. Here are steps you can follow.

Use these tips to spot fraud and protect yourself from potential scams.

National Consumer Protection Week is March 1 - 7, 2026.  There will be a variety of helping tools, posts, articles, webinars and more all week.

This quiz can be a starting point for deeper conversations about finances and help couples align their financial goals and practices.

Valentine’s Day is often associated with grand gestures—flowers, dinners, and heartfelt notes. But there is a quieter kind of love that lasts longer than any bouquet: making sure the people you care about are protected if life takes an unexpected turn.

By using your tax refund wisely, you can set yourself up for a more secure financial future.

There are strategies and payment plans to keep the IRS happy and keep your stress levels at a minimum.

By following this checklist, you can effectively prepare for the year-end tax season, ensuring you take advantage of all available deductions and credits while planning strategically for future tax years.

Tax laws change every year—and staying informed can save you money. As we head into 2026, several updates could impact your tax return, from higher deductions to new credits and retirement contribution limits. Here’s what you need to know to plan ahead and make the most of these changes.

Understand how and when these loans can help.

Credit cards and personal (or Debt Consolidation) loans are both popular options for borrowing money, but they have some key differences.

Preparing your home for winter is not just about comfort; it’s also a smart financial decision.

 If you believe you have become a victim of identity theft, it's essential to take immediate action to mitigate the damage. Here are steps you can follow.

Use these tips to spot fraud and protect yourself from potential scams.

You don’t have to go far for a career-planning retreat, but you do need, well, a plan for how to return from your retreat with focus and direction for your professional life.

Turn the networking site into a career advancement tool.

Tips to stay positive and proactive in your job search.

Did a complex assignment just land on your desk? Grab a couple of your co-workers and get to work!

While social media shopping has the potential to save you money, it requires careful attention to promotions, mindful shopping practices, and a good understanding of product value.

Vehicles that are generally cheaper to insure tend to have attributes such as strong safety records, lower repair costs, and less likelihood of theft.

While rising food prices can be daunting, consumers can take proactive steps to manage their grocery costs effectively. 

Review the list and choose one or two that you feel can help you save money.